RDCheckTracRDCheckTrack is the First Dedicated Paper Check Storage Device on the Market

FireKing Security Group, one of the premier security andloss prevention companies in the nation and Memphis-based First Tennessee Bank NationalAssociation, a subsidiary of First Horizon National Corp. (NYSE:FHN), have introducedRDCheckTrack, the first dedicated paper check storage device on the market.The RDCheckTrack is the first secure cabinet of its kind, solely used for the temporarysafeguarding and storage of paper checks already processed at businesses using Remote DepositCapture (RDC).RDC has been called “The most important development the (U.S.) banking industry has seen inyears” by the Federal Reserve and a recent Celent report projects that over five million RDC scansites will be in service by 2014.RDC allows a user to digitally scan checks and transmit the scanned images or check data to abank for posting and clearing. The RDC bank or service provider then accepts the deposit, poststhe deposit to the account and assigns availability based upon a specific schedule, increasingconvenience, better deposit availability and reducing transportation cost and risk.According to the latest Federal Financial Institutions Examination Council (FFIEC) guidance onRDC, it is important for financial institutions to require that customers implement appropriatedocument management procedures to ensure the safety and integrity of deposited items from thetime of receipt until the time of destruction or other voiding. This is where RDCheckTrack comesinto play.“Operational risk at the RDC client site is one of the most discussed topics industry wide - and forgood reason,” said Taylor Vaughan, senior vice president of Treasury Management Services forFirst Tennessee. “Many RDC clients are not prepared for this by-product of the service.”Vaughan added that instead of simply allowing the client to determine how to manage thetruncated paper checks, First Tennessee will be the first to deploy the FireKing RDCheckTrack toclients in conjunction with the check scanner, filling a gap in the RDC space which will in turnhelp the bank and the client comply with the latest FFIEC guidance.RDCheckTrack is a secure cabinet fastened with a "laptop-style" cable lock and a storagecapacity of about 2,400 checks held between three bins.With many different recommended RDC paper check retention policies existing, a timer on theoutside of the device keeps track of the prescribed time period the checks should be held before being destroyed and notifies the user when action is required.After a time period ends, the oldest check bin contents are removed and destroyed. The bins arethen rotated, the timer reset, and the empty bin is again ready to receive new checks. If at anytime a stored check needs to be retrieved by the user, brightly colored separators make each groupof checks easy to find.“The RDCheckTrack is in a category of one, dedicated completely to helping improve the RDCprocess,” said Van Carlisle, president & CEO of FireKing Security Group. “Now there will be noquestion as to what customers should use to keep checks safe and secure.”About FireKing Security GroupFireKing Security Group has been committed to loss prevention since 1951 as a manufacturer ofhigh quality FireKing fireproof files. Currently one of the premier security and loss preventioncompanies in the nation, FireKing Security Group’s member brands include FireKing, MeilinkSafes, Gary by FireKing Safes, NKL Cash Handling and Image Vault Digital Video Recorders.The New Albany, Indiana-based company is privately held. Additional information aboutFireKing Security Group can be found at www.fireking.com.About First Horizon National Corp.The 6,000 employees of First Horizon National Corp. (NYSE: FHN) provide financial servicesthrough about 200 bank locations in and around Tennessee and 21 capital markets offices in theU.S. and abroad. First Tennessee has the leading combined market deposit share in the 17Tennessee counties where it does business and one of the highest customer retention rates of anybank in the country. FTN Financial is an industry leader in fixed income sales, trading andstrategies for institutional clients in the U.S. and abroad. AARP and Working Mother magazineshave recognized FHN as one of the nation’s best employers. More information can be found atwww.fhnc.com.